Trayne Consulting is currently recruiting for a Credit Analyst to join our Client's Gold Coast team, located in Bundall. Our Client is a fast growing, private mortgage lending and investment business, that prides itself in its ability to provide efficient and forward-thinking solutions for their clients across Australia
To meet our Client's needs, we are looking for an experienced Credit Analyst, who is self-motivated and who is driven by success and is always seeking continual improvement in the workplace.
The successful applicant must be comfortable working in a fast moving and changing environment where you will be given the opportunity to take ownership and accountability for your workload within a flexible, activity-based workplace
The key duties of the Credit Analyst role are as listed, but not limited to:
Review and assess commercial lending applications from application to settlement
Manage KPI's around loan book demographics – including management of loan inflows and approvals
Getting the best outcomes for our clients by building and leveraging effective relationships with third parties
Approval authorities will be applicable once competency proven in line with internal policies and procedures
Responsible for the quality of loans approved and settlement, managing delinquencies and ensuring they stay within set tolerances
Exceeding service quality standards and meeting tight deadlines
To be successful in the Credit Analyst role, you must have the following proven key attributes:
Demonstrated experience in a similar role, including the ability to assess self-employed applications including company and trust structures is essential.
Previous experience in Mortgage Lending, Credit, Credit Analyst, Banking & Finance roles highly regarded
Strong mortgage credit experience, commercial and private lending is a preference
Commercial lending and private lending experience highly advantageous as well as experience in 2nd tier lending
Strong knowledge of the NCCPA, responsible lending practices, underwriting credit principles and legislative requirements in the Home Loan/ Mortgage Industry
Focus on compliance, high attention to detail, dotting the 'I's' and crossing the 't's' on every action
Strong analytical problem-solving skills and a commercial mindset
Exceptional communication skills and ability to effectively convey information verbally and in writing whilst building exception professional relationships
Certificate 4 in Financial Services or higher, along with AML / CTF Compliance certificate highly regarded
For the right person this is a great chance to join a prospering lending company. This role provides great diversification allowing the successful applicant to work on a wide range of transactions.
The successful candidate will be working in a small to medium team with a great culture. They work together to get applications assessed as quickly as possible so it is essential that you can work as part of a team and assist your colleagues when necessary, whilst working on tight deadlines so a sense of urgency is required.
The successful candidate must be willing to undertake a police check before commencing this role.
If you have the relevant experience and are looking for a full-time role then please apply by emailing your CV and a cover letter outlining your transferrable skills to firstname.lastname@example.org
Due to a high volume of applicants, only shortlisted candidates will be contacted.